Singapore Property Agent Specialising in HDB Resale & Private Condos

Ask Zac anything about buying, selling or renting in Singapore, or property overseas. Zac Chen is a CEA registered property agent who gives you a straight answer before you commit, not after.

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Your Home,
Our Priority

Zac Chen is a CEA registered property agent with ERA Realty Network, and Ask Zac is simply how he works. You bring the question, an HDB resale, a private condo, or property overseas, and he walks through it with you honestly.

95%

Client Satisfaction Rate

600M+

Transacted

53

Days Avg Listing on Market

250M+

AUM

As Seen On

We take pride in providing personalized and professional services to our clients.

Ask Zac if you're not sure where to start. As a property agent handling HDB resale, private condos and property overseas, Zac Chen works through buying, selling and renting the same way: listen first, advise second.

Buying a Property

Ask Zac before you make an offer. He'll walk you through the numbers so you know what you're really paying for.

Personalized Home Search Market Analysis Home Tours Negotiation Assistance

Selling a Property

Ask Zac what your home is really worth. Selling gets complicated fast, so here's how he keeps it simple.

Comprehensive Market Evaluation Professional Staging Marketing Strategies Open Houses and Showings

Renting a Property

Ask Zac whether renting makes more sense than selling right now. Landlord or tenant, here's what he handles for you.

Property Management Tenant Placement Lease Negotiation Rental Market Insights

Zac Chen Real Estate Agent Portrait

Meet Zac Chen

Zac Chen is a CEA registered property agent, Reg. R069804F, currently with ERA Realty Network. People ask him things they wouldn't ask a stranger in a suit, because that's the whole point of Ask Zac. No script, just someone who's been through hundreds of transactions and will tell you what actually matters for yours.

Zac Chen Industry Award
Zac Chen Real Estate Recognition
Zac Chen Gold Producer Award
Zac Chen Top Agent Award

Building trust through industry awards

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Learn More About Real Estate

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A Singaporean's Guide to Buying Property in Vietnam (2026): Rules, Risks & Realities | Zac Chen

A Singaporean's Guide to Buying Property in Vietnam (2026)Vietnam has become one of the most-watched property markets in the region for Singapore-bas…

buying property in Vietnam foreigner

Buyer's Stamp Duty & the Real Upfront Cost of a Singapore Home (2026) | Zac Chen

Buyer's Stamp Duty and the Real Upfront Cost of a Home (2026)The price on the listing is not the cash you need on the day you buy. Between stamp…

Buyer's Stamp Duty Singapore

Property Decoupling in Singapore 2026: When It Works and the ABSD Math | Zac Chen

Property Decoupling in Singapore: What It Is and When It Actually Works (2026)With ABSD at 20% for a Singapore Citizen's second property, couples…

property decoupling Singapore

HDB to Condo Upgrade in Singapore: The 2026 Playbook (Timing, ABSD, MOP) | Zac Chen

Upgrading from HDB to Condo: The 2026 PlaybookUpgrading from an HDB flat to a private condo is less a question of “can I afford it?” and more a quest…

HDB to condo upgrade

TDSR & MSR Singapore 2026: How Much Can You Actually Borrow? | Zac Chen

TDSR and MSR: How Much Can You Actually Borrow in Singapore (2026)You can love a unit and still not be allowed to borrow enough for it. Two MAS rules…

TDSR MSR Singapore Total Debt Servicing Ratio Mortgage Servicing Ratio

Upcoming Launches - Register for previews

New launches move fast, often before public listings go live. Register here for early floor plans, indicative pricing, and Zac's honest read on which upcoming projects are actually worth your time.

Rated 4.8/5 by Our Clients

Many people have got their dream home exactly what they wanted with our help, and they have had a lot of nice things to say about us.

Zac Chen Google Client Rating 5 Stars

Unlock Full Details & Take the Next Step

Ask Zac your first question. Whether you're buying, selling, or just figuring out if now's the right time, you'll get a real answer, not a sales pitch.

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  • Photo of Clavon 1bed+study 527sqft (For Sale)
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    Clavon 1bed+study 527sqft (For Sale)

    1088888

    1 Bedroom 1 Bathroom 527 sqft Clavon, Clementi Ave 1
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    Clavon 2bed 1bath 678sqft (For Sale)

    1448000

    2 Bedrooms 1 Bathroom 678 sqft Clavon, Clementi Ave 1
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    For Sale

    Clavon 2bed 2bath 764sqft (For Sale)

    1800000

    2 Bedrooms 2 Bathrooms 764 sqft Clavon, Clementi Ave 1
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    For Sale

    Forett @ Bukit Timah 3 bed 3 bath + Household Shelter Dual Key 1033 sqft (For Sale)

    2510000

    3 Bedrooms 3 Bathrooms 1033 sqft Forett @ Bukit Timah, Toh Tuck Road
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    Pasir Ris 8 2bed 1bath 710sqft (For Sale)

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    For Sale

    Midtown Modern 3 bed 2 bath 904 sqft (For Sale)

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    3 Bedrooms 2 Bathrooms 904 Midtown Modern, Tan Quee Lan Street
  • Photo of Clavon 3 bed 3 bath + utility room 1130sqft (For Rent)
    For Rent

    Clavon 3 bed 3 bath + utility room 1130sqft (For Rent)

    6500

    3 Bedrooms 3 Bathrooms 1130 sqft Clavon, Clementi Ave 1
  • Photo of The Linq @ Beauty World 2bed 2bath + Flexi Room 797sqft (For Rent)
    For Rent

    The Linq @ Beauty World 2bed 2bath + Flexi Room 797sqft (For Rent)

    5000

    3 Bedrooms 2 Bathrooms 797sqft 118, Upper Bukit Timah Road
  • Photo of Clavon 1bed+study 527sqft (For Rent)
    For Rent

    Clavon 1bed+study 527sqft (For Rent)

    3800

    1 Bedroom 1 Bathroom 527 sqft Clavon, Clementi Ave 1
  • Photo of Clavon 2bed 2bath 764sqft (For Rent)
    For Rent

    Clavon 2bed 2bath 764sqft (For Rent)

    4800

    2 Bedrooms 2 Bathrooms 764 sqft Clavon, Clementi Ave 1
  • Photo of Midtown Modern 4 bed 4 bath + Household Shelter + Private Lift 1808 sqft (For Sale)
    For Sale

    Midtown Modern 4 bed 4 bath + Household Shelter + Private Lift 1808 sqft (For Sale)

    6280000

    4 Bedrooms 4 Bathrooms 1808 sqft 18 Tan Quee Lan Street
  • Photo of Pasir Ris HDB Executive Apartment 4 bed 2 bath + Household Shelter + Yard (For Sale)
    For Sale

    Pasir Ris HDB Executive Apartment 4 bed 2 bath + Household Shelter + Yard (For Sale)

    1080000

    4 Bedrooms 2 Bathrooms 1571 sqft Pasir Ris
  • Photo of Sengkang HDB 4-room 3 bed 2 bath + Household Shelter + Yard (For Sale)
    For Sale

    Sengkang HDB 4-room 3 bed 2 bath + Household Shelter + Yard (For Sale)

    725000

    Studio 1 Bathroom 990 sqft
  • Photo of Diamond Centery
    Vietnam

    Diamond Centery

    Starting from 450000.00

    From ~$430K USD
    Total units: 129
  • Photo of Setia Edenia - New High Tech City
    Vietnam

    Setia Edenia - New High Tech City

    Starting from 115589.00

    Located near National Road No.13 extension with 60 meters wide 10 lanes roads
    Located near Metro 01 extension connect Binh Duong Ward to HCMC CBD stretching over 29 km
  • Michelle Tan testimonial

    Michelle Tan

    Guiding you through every life stage, from your first upgrade to your future downgrades.

    Working with Zac was seamless as we planned for our future. He helped us sell our home at a great price, enabling us to upgrade comfortably. Knowing we can downsize in the future with his guidance is a huge relief.

    David Lim testimonial

    David Lim

    Insightful, strategic guidance for serious property investors.

    As a property investor, I trust Zac to keep me informed on market trends and government regulations like ABSD. He provides valuable insights, helping me make informed decisions about buying, renting, and selling properties strategically.

    Rachel Ong testimonial

    Rachel Ong

    Making your first property investment journey smooth and successful.

    We were new to real estate investing and didn’t know where to start. Zac explained the differences between new launches and resale properties and walked us through every step, making our first purchase both easy and rewarding.

    Kelvin Wong testimonial

    Kelvin Wong

    Smart solutions to keep your property working for you, not the other way around.

    After struggling to sell our property at our desired price, Zac suggested we rent it out to ease mortgage payments while waiting for the right buyer. His advice helped us stay financially stable until we sold.

    Brenda Lee testimonial

    Brenda Lee

    Turn the waiting period into an income opportunity.

    I was hesitant about renting my property while looking to sell, but Zac convinced me it was the right choice. He handled everything from tenant sourcing to pricing, and it truly made a difference in keeping my property competitive.

    Simon Chua testimonial

    Simon Chua

    Maximize your family’s portfolio with ABSD-smart strategies.

    As an investor buying multiple properties, I rely on Zac for strategic advice, including on ABSD regulations. He showed me how to structure our family’s investments legally and efficiently, which saved us a significant amount.

    Jessica and Brendan Koh testimonial

    Jessica and Brendan Koh

    Efficient and effective solutions for quick property sales.

    When we decided to sell our investment property before collecting the keys, Zac moved fast, ensuring a smooth sale at a good price. His knowledge and connections in the market are invaluable for investors like us.

    Daniel Ng testimonial

    Daniel Ng

    Setting realistic goals to ensure a smooth, profitable sale.

    I listed my investment property at a high price, but Zac provided realistic market insights and buyer feedback. He helped me adjust my expectations and guided me to a sale that was fair yet profitable, without prolonged vacancy.

    Shar & Mohita testimonial

    Shar & Mohita

    More than just an agent—Zac Chen is your trusted partner in real estate.

    Renting out my investment property could have been overwhelming, but Zac Chen made the entire process effortless. His market expertise, meticulous attention to detail, and proactive strategies ensured my unit was in top condition and secured the highest rental offer for its size. From managing defects rectification to overseeing the final touches before move-in, Zac went above and beyond. His holistic approach and dedication to both landlords and tenants made all the difference. With Zac, you’re not just getting an agent—you’re gaining a trusted partner in real estate.

    Photo of Bedok Rise Residences

    Bedok Rise Residences

    99-Year Lease • 380 Units

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